What Is A Personal Injury Claim In Illinois?Serious injuries come with significant costs—medical, financial, and emotional. When these injuries result from another person’s negligence, Illinois law allows you to hold them accountable.
A personal injury claim enables you to seek compensation from the responsible party—whether an individual, company, institution, or other entity—for the harm you’ve endured. In most cases, these claims are paid by insurance companies, which often prioritize their interests over yours. That’s why it’s crucial to work with a personal injury attorney who can help to ensure that you are fairly compensated.
If you’ve been involved in an accident or injured in some other incident, it is important to take the following steps if you are able to do so:
Generally, personal injury claims arising from another’s negligence should be lodged within two years from the incident date. There may be exceptions for injuries caused by government negligence or some types of medical negligence.
Since the time frame for filing a claim for compensation may be as short as one year or less, it is important to contact an attorney as soon as possible.
The truth is that insurance companies prioritize their own interests and profits. They often aim to resolve cases rapidly and economically. They might even reach out for a settlement before the full scope of your injuries is apparent in an attempt to get you to accept less than you need and deserve.
Because of this, it’s always helpful to engage an attorney early on and avoid direct discussions with insurance adjusters.
First, you’ll want to utilize your health insurance for bill coverage. Alternatively, if you have medical payments coverage (“med-pay”) with your auto insurance, this might aid in covering some medical expenses.
Without either, consider seeking your attorney’s assistance in negotiating payment delays or managing collection efforts and potential liens. Any bills not covered or in the absence of health insurance will typically be addressed from your case settlement, so it’s important to document all medical expenses or allow your attorney to maintain this record.
Medical records are pivotal in substantiating damages in personal injury claims because they chronicle the nature, intensity, and evolution of your injuries.
Delays in medical treatment after an incident or inconsistent adherence to medical guidance can lead insurance firms to contest the origin of your injury, undermining your claim.
Meanwhile, making sure that you get timely and consistent medical care will bolster the authenticity of your narrative and help you find not only the best medical outcome but the best financial recovery, as well.
There’s no reason to wait for a low settlement offer or a claim denial before seeking legal help. Insurance companies often put their priorities first—at your expense. By engaging a seasoned personal injury attorney promptly, you can protect your rights and maximize your compensation.
If you’ve been injured in Oak Brook or anywhere in Illinois, call (630) 608-2124 or schedule a free consultation online. Personal injury attorney Craig Donnelly is ready to take your case seriously and fight for the compensation you deserve.
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